Settlemint, the only active, institutionally-backed provider of non-recourse funding in the U.S. built specifically for divorce and family law matters, today announced the launch of its case-based solution designed to ease the financial burden of divorce, help clients stay represented, and help attorneys continue doing the work their clients need.
Settlemint provides case-based, non-recourse advances, not loans, against future case proceeds: the client’s share of a marital estate that already exists and is awaiting division. Advances help clients cover attorney fees, expert costs, forensic accounting, mediation, business valuation, tracing, and related case expenses while a matter is pending. The company was built around a simple mission: to help ensure that cost does not decide the outcome of a family law matter.
“Divorce is already one of the most difficult moments in a person’s life. A client should not be forced to accept an outcome that does not reflect the facts, the law, or the marital estate simply because assets are tied up or liquidity is controlled by someone else,” said Jamie Harrison, Founder of Settlemint. “Settlemint was created to ease that burden for clients while giving family law attorneys a responsible tool to help clients see strong matters through.”
For clients, Settlemint helps bridge the gap between the cost of representation and the timing of access to marital assets. Clients may have meaningful assets, a strong position, or anticipated proceeds from a settlement, judgment, or court-determined distribution, but limited access to cash when attorney fees and case expenses come due.
For attorneys, Settlemint is a funding partner built for the realities of family law practice. Funds are made available in the law firm’s trust account on the client’s behalf as the matter progresses, allowing firms to bill against trust as they do today. Settlemint does not pay or approve individual invoices. Funding is advanced into trust ahead of the work, and billing remains between the firm and its client. This helps reduce receivables, supports continuity of representation, and allows attorneys to stay focused on advocacy and client outcomes.
Settlemint has also added Nicole Noonan to its team. A former matrimonial attorney and pioneer in divorce funding, Noonan brings deep experience in family law underwriting, attorney engagement, and the liquidity challenges clients and attorneys face in complex matrimonial matters.
“Over years in matrimonial law, I’ve seen how often a client’s outcome comes down to whether they can afford to keep going, not the strength of their position,” said Nicole Noonan. “A product built specifically for family law changes that. It’s made for cases where the assets are real but the liquidity isn’t, so a strong case isn’t decided by who can keep paying for it. That’s a need I’ve watched go unmet for too long.”
Family law presents a structural liquidity challenge. In divorce and matrimonial matters, attorneys cannot be paid on contingency based on obtaining a divorce, support award, or property division. Legal fees, expert costs, and case-related expenses must be paid as the matter progresses, even when marital assets may remain inaccessible until settlement or final resolution.
At the same time, the options historically available to clients are often limited or poorly suited to the moment. Clients may be told to pay out of pocket, use credit cards or personal loans, ask friends or family for help, seek interim fee relief from the court, or wait until marital assets become available. Those options can be slow, credit-dependent, personally burdensome, or unavailable when needed most. In many pending divorce matters, taking on new debt or borrowing against marital assets may also require consent, court approval, or create additional complications in the marital ledger.
Settlemint evaluates matters based on the merits of the case and the marital estate, not simply a client’s credit score, income, employment status, or personal ability to repay. Because funding is sized to the matter and the marital estate rather than to a client’s personal borrowing capacity, a case can remain funded through resolution, including trial, where credit-based options typically cap out long before. There are no upfront or monthly payments while the matter is pending. Repayment is made only from available proceeds from a settlement, judgment, or court-determined distribution. If no proceeds are available for repayment, clients are not required to repay from personal funds under the terms of the agreement.
“We don’t start divorces, and we don’t prolong them. Settlemint doesn’t pay initial retainers or fund new filings. By the time we’re involved, the matter already exists,” said Harrison. “Our goal is to make sure liquidity is not the reason a client loses access to quality representation or makes decisions disconnected from the facts, the law, and the marital estate. Settlemint helps one spouse have the capacity to see the merits of their case through and realize what they’re already entitled to, so clients and attorneys can focus on the matter itself, not the immediate cash constraint.”
The funding agreement is always between the client and Settlemint. The law firm is not a party, guarantor, or collections agent. Settlemint does not pay referral fees, does not share in legal fees, and does not direct litigation strategy, request attorney-client communications, contact the other party, or interfere with the attorney-client relationship. Information shared with Settlemint is limited and client-authorized.
Settlemint does not fund the commencement of new matters. Funding is available only after a matter is already underway: counsel retained, financial discovery far enough along to evaluate the marital estate, and identifiable divisible assets or anticipated case proceeds.
About Settlemint
Settlemint is a mission-driven funding platform built specifically for divorce and family law matters. Headquartered in New York City, Settlemint provides case-based, non-recourse advances against future case proceeds, the client’s share of a marital estate that already exists and is awaiting division, to help clients cover attorney fees, expert costs, forensic accounting, mediation, business valuation, tracing, and related case expenses while a matter is pending. Settlemint evaluates matters based on the merits of the case and the marital estate, not simply a client’s credit score, income, employment status, or personal ability to repay. For attorneys, Settlemint makes funds available in trust on the client’s behalf, helping reduce receivables while preserving the attorney-client relationship and the firm’s independence. Settlemint’s mission is to level the financial playing field in family law, so clients can stay represented, attorneys can practice without compromise, and cost does not decide the outcome. For more information, visit mysettlemint.com.
View source version on businesswire.com: https://www.businesswire.com/news/home/20260708337967/en/
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